Cash back credit cards allow you to secure a bit of freedom in terms of your spending. Cash back credit cards are the more popular type of reward credit card so the added benefit usually means you will need at least a modestly good credit score in order to qualify to use them. Cash back is a loyalty scheme that rewards customers when they use their credit card to make purchases. Cash back programs are usually offered to potential customers that have a good credit history, and are usually offered to people that already have one or more types of credit cards. Cash back credit cards use a marketing technique that is aimed toward getting a potential customers attention. Cash Back credit cards give cash rewards to cardholders for making purchases with the card. Cash back credit cards are popular all over the world and Citibank is one of the global leaders in the segment issuing cash back cards in more than ten countries around the world. Cash back credit cards are extremely popularwith department stores, because the only way a cardholder can benefit fromreceiving cash back is to make purchases using the credit card in their store. Cash back credit cards allow for cardholders to build up funds as they spend. Cashback Card: The enticement for a cash back credit card is that when you purchase an item can get a certain amount on top of the items value as cash.